Can I apply if I work for Military, Army, Navy, Marine Corps, Air Force or Coast Guard?
We will not be able to give you a loan if you are a regular or reserve member of the Army, Navy, Marine Corps, Air Force or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer (or a dependent of such member). Warning: It is important to fill out your information accurately. Knowingly making a false statement on a credit application is a crime.

If I live in Colorado, Delaware, Georgia, Kansas, Nebraska, West Virginia, Ohio, Illinois, Montana or New York are you able to help me?
Sorry, but the answer is no at this time. We are not able to give payday loan services to our customers in the state of Colorado, Delaware, Georgia, Kansas, Nebraska, West Virginia, Ohio, Illinois, Montana or New York as of today.

Why is there no need to fax loan documents to you?
The online payday loan application, your online E-Signature, and your E-Documents are safely and securely provided to you on-line and stored offline for security. We will only require that you fax information when we are not able to verify the employment or banking information through our system that you provide us.

Will your Website say "Instantly Approved"?
No company gives true"Instant Approvals!" Although some want to believe a company when they tell you that the approval is "instant" you know your approval really won't be. We do not have a catch. We are honest about what we need from you. First, you quickly complete our online payday loan application. Then, there are a few online documents you need to review and electronically sign online. Then, we work to approve you for the payday loan and notify you (normally within an two hours) when you are approved and funds will be ready; however, our application takes the average person just a few minutes to fill in. The online documents can be reviewed quickly--right on your screen. Your signature is provided to us electronically. We have done our best to have streamlined every step of the process to make it fast, simple, and easy. It's not "instant" but it is truly the fastest complete payday loan application process on the Internet due to the fact that we have optimized everything to require as little of your valuable time as possible.

How fast will you approve me?
We normally approve online electronic payday loans in less than an two hours after we receive your completed application and E-Signature.

How can I any avoid delays, if any, so I can be approved fast?
Any delays in approving our customers' online payday loans generally happen when a customer has not provided the complete or accurate information and we need to contact him or her to get the accurate information. Providing ABC Payday Loan with complete and accurate information on the payday loan application ensures we can help you fast. If, at any time, we are able to verify your information electronically online, we will E-mail you directly with the final approval and also information about how to enter the Existing Customers area. Please make sure you give us the correct email and make sure to check your e-mail filters if any.

Do you need to speak on the phone with me? Will this slow things down?
We will contact you if your payday loan application is incomplete or if we need to verify information with you. If we need to contact you--and if you are immediately available--we can get what we need from you quickly so approving your loan will not be held up.

How much fast cash can I get?
Your income level and savings or checking account history are two factors we consider when determining how much fast cash to loan you. Typically, as a first-time customers you are given between $300 to $1000. Good third-time customers are usually given between $400 and $1000.

How will I make my payment toward the principal of my loan?
To make payments toward your loan's principal, please visit the existing customers page. The payments toward any loan principal will need to be made at least three business days prior to the loan due date. When you select in the payment options to pay down your payday loan principal, on your next paydate we will only debit the finance charge due to include any payment you have pre-arranged to make to ABC Payday Loan.

When I pay off the payday loan, how fast can I get another payday loan?
After you get two unique payday loans at the same level and demonstrated you are a valued customer by repaying both loans completely, we will increase your payday loan level. After your third payday loan, please use the existing customers page and indicate you wish to receive pre-approval for a larger loan amount.

Will I be able to pay the payday loan finance charge instead of the whole loan amount?
Yes, you will be able to. Before every payday period, as a courtesy to our valued customers, we remind you via E-mail to visit the existing customers area and select a payment option. There, you may elect to pay just the finance charge instead of the complete payday loan balance.

How often may I use your payday loan services?
Any customer in good standing, those who have repaid a payday loan in full to us without any payment issues, will be welcomed to receive our payday loan service as many times as they wish. Valued customers in good standing that had payment issues, but worked with us to resolve those issues, will be reconsidered on a fair "case-by-case basis". Only ABC Payday Loan customers who have not made any good efforts on their payment obligations and did not work with us to correct issues will be declined from reusing our payday loan services.

Do I have to pay the payday loan back in full?
Yes. We expect you to pay back the payday loan in full.

Can I pay off the entire amount of the payday loan all at once?
Yes. When you want to pay off the entire amount of the payday loan you can do so at any time in the existing customers area. We understand that repaying your payday loan will depend upon your circumstances and may take you some time.

How can I check on my payday loan?
Please visit the existing customers page at any time to see information about your payday loan.